2025 401k Contribution Limit And Catch Up. 401 K Limits For 2025 Aurore Constantine In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750 Here's who could be affected by the update, according to experts.
Starting in 2025, employees aged 60 to 63 years old who participate in one of those work plans have a higher catch-up contribution limit That number includes a $23,500 contribution limit and a catch-up contribution of $11,250.
401 K Limits For 2025 Aurore Constantine
under section 414(v)(2)(E)(ii) for catch-up contributions to an applicable employer plan described in section 401(k)(11) or section 408(p) that applies for individuals who attain age 60, 61, 62, or 63 in 2025 is $5,250 In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750 That number includes a $23,500 contribution limit and a catch-up contribution of $11,250.
401k Contribution Limits 2025 Angil Inesita. That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace retirement plan. For employees aged 50 and older with a 401(k), the catch-up contribution limit will stay at $7,500 in 2025, the same as in 2024..
401k Contribution Limits 2025 Chart Bevvy. New SECURE 2.0 Super 401(k) Catch-Up Contribution for Ages 60-63. 2025 catch-up contribution limits: The catch-up contribution limit for 401(k) participants aged 50 and over remains at $7,500